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How to Find Coupons with Your Phone

September 8th, 2011 at 02:20 pm

Looking for coupons on the go? Here are 9 apps that can help you find coupons when you're out and about and still want to save money.

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3 Printable Budget Worksheets

August 26th, 2011 at 02:08 pm

Getting started with budgeting is important to spend less than you make. Here are 3 printable budget worksheets along with budgeting tips to help you create a budget.

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Are you a saver or spender?

July 26th, 2011 at 09:21 pm

Are you a saver, spender, or something in between?

Check out this chart to find out.

Text is http://www.livingrichlyonabudget.com/whats-your-money-style and Link is

Have you used Mr. Rebates?

July 12th, 2011 at 10:00 am

I signed up for Mr. Rebates last year, made some purchases, and totally forgot about it. When I logged in and checked my account, I had almost $10 in rebates. If I used Mr. Rebates more when I made other online purchases, I would have made more.

What I like about Mr. Rebates is that itís really easy to earn cash back. They donít make you jump through hoops like other sites. Just sign up and right away you earn $5 as a sign up bonus.

Text is http://www.livingrichlyonabudget.com/mr-rebates and Link is

Life After College: 5 Finance Tips for Graduates

June 2nd, 2011 at 11:48 am

I thought I knew it all when I graduated from college. I could do no wrong and the world was my oyster. Boy, was I in for a rude awakening, especially when it came to money and finances.

The idea behind this post is to spotlight the 5 pieces of advice that I wish someone had given me when I graduated. It sure would have saved me a lot of heartache.

Text is http://www.livingrichlyonabudget.com/life-after-college-5-finance-tips-for-graduates and Link is

An Alternative Way to Pay for College

May 20th, 2011 at 10:52 am

There is no denying that college is expensive. It doesnít matter whether you attempt to acquire a traditional degree or an online degree either; pursuing a higher education takes some serious cash. And while loans and scholarships is the route that many take to pay for school, these options may leave you in debt or only cover partial tuition costs, respectively.

However, if you are looking for a way to go to school completely free while being guaranteed a job directly after graduation, an alternative way is to find a ďcorporate sponsorĒ to foot the bill.

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How to Ask For a Raise

May 19th, 2011 at 12:26 am

Most of us are familiar with the frustration that comes with waiting for a raise. You donít want to ask directly because youíre afraid it may cause problems and your boss hasnít exactly initiated the conversation, either. HR services can only get you so far and walking that tightrope can be tricky.

How do you ask for a raise without creating problems? Is that even possible?

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Insurance Companyís Ratings Explained

May 16th, 2011 at 02:06 pm

It is no secret that when you go to buy car, life, home, or other insurance the insurance company is going to ask you a lot of questions. Why? They want to know what kind of risk you are.

Knowing the amount of risk you represent helps them first determine if they want to insure you, and secondly, what price to charge you for the insurance. However, have you thought that you should also be assessing your risk in buying insurance from a particular company?

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How to Increase Your Chances of Winning the Lottery

May 10th, 2011 at 11:56 am

Recently, I saw a segment on the Rachael Ray Show about how to increase your chances of winning the lottery. Her guest, Richard Lustig, wrote a book on it since he won the lottery seven times.

I donít really advocate playing the lottery instead of looking for a job or saving and investing your money. But I also donít see anything wrong with playing the lottery for fun if itís in your budget.

I found it interesting that this author had 3 simple strategies to increase your chances of winning the lottery.

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Text is http://www.livingrichlyonabudget.com/how-to-increase-your-chances-winning-lottery and Link is

How to Travel on a Budget

May 5th, 2011 at 10:52 am

You can travel around the world without breaking the bank. Traveling is considered a luxury by most people. With the uncertain economic times, most hesitate to travel due to budget constraints. But exploring the world need not be expensive. You can travel on a budget and still have the best time of your time.

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I gave birth

April 25th, 2011 at 11:37 pm

I was away last week because I gave birth to my first child.

The whole birth experience was quite an ordeal, going in and out of the hospital, getting admitted to the hospital to be induced, under stressful circumstances, and then getting discharged 12 hours later, without giving birth, by someone who wasnít my doctor.

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5 Tips for Saving Money for a Baby

March 22nd, 2011 at 05:52 am

My baby is due soon and Iím saving all I can. I never felt financially ready for a baby, but if I waited until I was, it would probably never happen!

Babies are no doubt expensive. And living on a tight budget is challenging with a newborn on the way.

Here are some of the average set up costs for having a baby, and this doesnít even include diapers, baby wipes, formula, or childcare.

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On Bed Rest

March 18th, 2011 at 08:51 am

I'm 6 weeks away from my due date and was ordered by my doctor to go on bed rest. I wasn't prepared for this since I was planning to get some stuff done.

Now I can't really do too much. =( I'm supposed to lie down most of the day except to use the bathroom, eat, and shower. Can't really do much lying in bed, except fall asleep.

I will try to enjoy sleeping as much as I can before the baby comes. She is getting big so I have a feeling she may arrive a few weeks before her due date.

I've gotten some guest posts for my blog which is awesome! If you're interested in writing for my blog, here is more info:

Text is http://www.livingrichlyonabudget.com/looking-fo-guest-posts and Link is

Time to go back to bed...

6 Free Online Personal Finance Courses

March 17th, 2011 at 12:40 pm

Increase Your Knowledge About Personal Finance Topics with Free Online Courses

Would you like to learn more about personal finance subjects for free? You can by taking free online courses. Some of these courses provide detailed information about a particular topic while others provide a basic overview of personal finance. Here are some of the quality free courses available online:

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Looking for Guest Posts

March 16th, 2011 at 02:08 pm

Dear Fans and Readers of Living Richly on a Budget,

Thank you for following and supporting my blog! Currently, we have 192 Facebook fans and 92 Twitter followers. Traffic to the site has quadrupled since November, since I have been posting more. Yay!

As some of you know, I am pregnant with my first child. The baby is due next month. Today, I was put on bed rest. That means Iím supposed to be resting in bed all day, except when I have to eat, shower, etc. I may not be able to write as much for now. =(

I would like to keep this blog going but I need your help. If you would like to contribute to Living Richly on a Budget with a guest post or two, that would be awesome! If you know anyone who would like to guest post, that would be great too.

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Text is http://www.livingrichlyonabudget.com/looking-fo-guest-posts and Link is

iPad 2 Parody

March 5th, 2011 at 03:16 pm

Now that Apple has announced the iPad 2, the original iPad has be discounted $100, to the new price of $399.

Hereís whatís new in version 2 of the iPad, as spoofed by the Conan OíBrien show in this hilarious iPad 2 parody.

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Text is http://www.livingrichlyonabudget.com/ipad-2-parody and Link is

Register a Starbucks gift card and earn free stuff

February 25th, 2011 at 05:24 pm

Did you know that if you register your Starbucks gift card, you can earn rewards? You can earn free refills for coffee or tea, free soymilk add-ons, and a free drink on your birthday!

All you have to do is go to Starbucks.com and register your card. The minimum balance to get started is $5.

Here's a list of free stuff you can get:

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