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How to Find Coupons with Your Phone

September 8th, 2011 at 02:20 pm

Looking for coupons on the go? Here are 9 apps that can help you find coupons when you're out and about and still want to save money.

Continue reading at: http://www.livingrichlyonabudget.com/mobile-coupons

3 Printable Budget Worksheets

August 26th, 2011 at 02:08 pm

Getting started with budgeting is important to spend less than you make. Here are 3 printable budget worksheets along with budgeting tips to help you create a budget.

Continue reading here: http://www.livingrichlyonabudget.com/personal-budget-workshe...

Extreme Couponing Tips

August 3rd, 2011 at 01:36 pm

Here are some extreme couponing tips that I've compiled from watching TLC's "Extreme Couponing" show and reading other blogs.

I've learned not to pay full price anymore for certain items. And it's easy. Anyone can do it.

Continue reading at: http://www.livingrichlyonabudget.com/extreme-couponing-tips

Are you a saver or spender?

July 26th, 2011 at 09:21 pm

Are you a saver, spender, or something in between?

Check out this chart to find out.


Ways to make money online

July 18th, 2011 at 02:13 pm

Did some research on ways to make money online. There are so many opportunities, for almost every kind of skill set.

What have you done to make money online?


Have you used Mr. Rebates?

July 12th, 2011 at 10:00 am

I signed up for Mr. Rebates last year, made some purchases, and totally forgot about it. When I logged in and checked my account, I had almost $10 in rebates. If I used Mr. Rebates more when I made other online purchases, I would have made more.

What I like about Mr. Rebates is that it’s really easy to earn cash back. They don’t make you jump through hoops like other sites. Just sign up and right away you earn $5 as a sign up bonus.


Earn Free Stuff with Amazon Credit Card Rewards

July 8th, 2011 at 12:47 pm

Do you have an Amazon visa credit card?

Amazon recently announced that you may now use your Amazon credit card rewards towards purchases on Amazon.com. Yes, there’s now a way to get free stuff on Amazon.com!

I’ve had the Amazon visa credit card by Chase for a few years, since I frequently shop at Amazon.com for their great prices and fast shipping. I was so excited about this that I used my racked up rewards to buy something right away. It’s like getting free stuff on Amazon!

Continue reading at: http://www.livingrichlyonabudget.com/amazon-credit-card-rewa...

Easy Ways to Save $1,000 per Year

July 6th, 2011 at 11:38 am

A couple months ago I stumbled on an article at Yahoo! Finance that documented 5 Ways To Save $1,000 Per Year, that I thought was very interesting and useful.

I think the article has some pretty solid advice which points to some fairly simple ways to reduce spending in your everyday life. Here are the major bullet-points followed by a little commentary by yours truly.


Cheap Ideas for Girls Night Out

June 17th, 2011 at 11:15 am

Even though we may love our careers and families, there is a need to take “me time” to keep your sanity. That’s where girl’s night out comes in. Doing fun things with your best gal pals mean the world to us single moms.

While indulging in these fun nights has not been easy with the recession, it has definitely taught us to keep getting creative and to spend less while still having fun. Here are some tips on planning the night that we’ve picked up over the years.


How to Get Health Insurance for Pre-Existing Conditions

June 14th, 2011 at 11:20 am

Health insurance may be easy and affordable to obtain for those who are young and healthy. But when you have a pre-existing condition, it can be downright challenging, if not impossible. Don’t those with pre-existing conditions need health care the most?

If you are self-employed, unemployed, or your job doesn’t provide health insurance benefits, when you have a pre-existing condition, you are either denied for health coverage when you apply, have to pay a much higher rate, or are offered coverage that excludes your condition.

Continue reading at: http://www.livingrichlyonabudget.com/health-insurance-for-pr...

Amazon Mom Benefits – Discounts for Parents

June 10th, 2011 at 03:49 pm

I heard about the fairly new Amazon Mom program last year. So when I became a mom, I couldn’t wait to join and explore the membership benefits.

With Amazon Mom, you get 30% off diapers and wipes and the coveted Amazon Prime. Here are the details of the benefits of Amazon Mom membership.

Continue reading at: http://www.livingrichlyonabudget.com/amazon-mom-benefits

8 Budget Wedding Ideas

June 7th, 2011 at 12:37 pm

Weddings are notoriously expensive. You want the best for your special day but that doesn’t mean you have to pay an arm and a leg for it. If you are flexible on some of the details, you can still have a beautiful wedding on a budget.

The key to a budget wedding is to save as much as you can on minor aspects of your wedding, such as invitations and favors, so that you can put more money into the areas in your budget that you care most about.

Continue reading at: http://www.livingrichlyonabudget.com/budget-wedding-ideas

Life After College: 5 Finance Tips for Graduates

June 2nd, 2011 at 11:48 am

I thought I knew it all when I graduated from college. I could do no wrong and the world was my oyster. Boy, was I in for a rude awakening, especially when it came to money and finances.

The idea behind this post is to spotlight the 5 pieces of advice that I wish someone had given me when I graduated. It sure would have saved me a lot of heartache.


3 Frugal Tips for Fine Dining

June 1st, 2011 at 10:22 am

We’re all working hard to make ends meet in the current economy by scrimping, saving, and sacrificing the finer things. Going to the movies, buying new treats for ourselves, and going out to eat frequently have been some of the first things to go.

But fine dining doesn’t have to be a no-go while you’re on a budget if you plan and research carefully! The internet is the best tool you have for research before you go out for a nice dinner in town.

Continue reading at: http://www.livingrichlyonabudget.com/frugal-tips-for-fine-di...

5 Places to Shop for the Best Baby Bargains

May 26th, 2011 at 02:24 pm

When you become a parent, you realize quickly how expensive having a baby can be. Diapers, formula, wipes, clothes, boppy, breast pump, crib, and other things you didn’t know you needed, can all add up quickly.

With lack of sleep and a crying baby in your arms, you may not have the time or energy to even get out of the house some days. Where can you find the best baby bargains as well as save time?

Continue reading at: http://www.livingrichlyonabudget.com/best-baby-bargains

An Alternative Way to Pay for College

May 20th, 2011 at 10:52 am

There is no denying that college is expensive. It doesn’t matter whether you attempt to acquire a traditional degree or an online degree either; pursuing a higher education takes some serious cash. And while loans and scholarships is the route that many take to pay for school, these options may leave you in debt or only cover partial tuition costs, respectively.

However, if you are looking for a way to go to school completely free while being guaranteed a job directly after graduation, an alternative way is to find a “corporate sponsor” to foot the bill.

Continue reading at: http://www.livingrichlyonabudget.com/how-to-get-corporate-sp...

How to Ask For a Raise

May 19th, 2011 at 12:26 am

Most of us are familiar with the frustration that comes with waiting for a raise. You don’t want to ask directly because you’re afraid it may cause problems and your boss hasn’t exactly initiated the conversation, either. HR services can only get you so far and walking that tightrope can be tricky.

How do you ask for a raise without creating problems? Is that even possible?

Continue reading at: http://www.livingrichlyonabudget.com/how-to-ask-for-a-raise

Insurance Company’s Ratings Explained

May 16th, 2011 at 02:06 pm

It is no secret that when you go to buy car, life, home, or other insurance the insurance company is going to ask you a lot of questions. Why? They want to know what kind of risk you are.

Knowing the amount of risk you represent helps them first determine if they want to insure you, and secondly, what price to charge you for the insurance. However, have you thought that you should also be assessing your risk in buying insurance from a particular company?

Continue reading at: http://www.livingrichlyonabudget.com/insurance-companys-rati...

4 Cheap DVD Rentals

May 13th, 2011 at 09:05 am

In an effort to save a couple of hundred dollars every few months, most movie addicts switch from catching a flick at the movie theaters to renting them at home just to get their entertainment fix.

But even renting movies from traditional movie rental businesses like Blockbuster can burn a pretty hole in your wallet—a single rental can cost as much as $5. Fortunately there are other alternatives. To learn how to rent movies on the cheap, continue reading below.

Continue reading at: http://www.livingrichlyonabudget.com/cheap-dvd-rentals

How to Increase Your Chances of Winning the Lottery

May 10th, 2011 at 11:56 am

Recently, I saw a segment on the Rachael Ray Show about how to increase your chances of winning the lottery. Her guest, Richard Lustig, wrote a book on it since he won the lottery seven times.

I don’t really advocate playing the lottery instead of looking for a job or saving and investing your money. But I also don’t see anything wrong with playing the lottery for fun if it’s in your budget.

I found it interesting that this author had 3 simple strategies to increase your chances of winning the lottery.

Continue reading at: http://www.livingrichlyonabudget.com/how-to-increase-your-ch...

How to Get Free Checking

May 9th, 2011 at 11:04 am

It is now harder for men and women to obtain free checking accounts from normal banks. For example, Wells Fargo stopped free checking accounts for customers on July 1, 2010. Since then a lot of major banks have raised the minimum balance requirements. In addition, extra fees are added in order to obtain checking accounts.

Continue reading at:http://www.livingrichlyonabudget.com/how-to-get-free-checking

When Should You Hire a Debt Relief Company?

May 9th, 2011 at 11:01 am

There are many reasons why you might be in debt, from over buying on a house to medical troubles. Regardless of the reason you are in debt, the question now is what you plan to do to get out of debt. There are many options, including bankruptcy. However, there are several reasons why bankruptcy should be your last resort...

Continue reading at: http://www.livingrichlyonabudget.com/when-should-you-hire-a-...

Frappuccino Happy Hour

May 8th, 2011 at 11:50 am

From now until Sunday, May 15, it’s Frappuccino Happy Hour! That means when you purchase a frappuccino between 3 – 5pm, it’s only half price.

Hello! What a deal! Also, check out their selection of flavors.


Continue reading at: http://www.yummysf.com/frappuccino-happy-hour/

How to Travel on a Budget

May 5th, 2011 at 10:52 am

You can travel around the world without breaking the bank. Traveling is considered a luxury by most people. With the uncertain economic times, most hesitate to travel due to budget constraints. But exploring the world need not be expensive. You can travel on a budget and still have the best time of your time.

Continue reading at: http://www.livingrichlyonabudget.com/how-to-travel-on-a-budg...

4 Extreme Couponer Blogs to Follow

April 30th, 2011 at 09:23 am

I recently wrote about Extreme Couponing Fraud. However, not all extreme couponers cheat to get deals. Featured in this post are extreme couponer blogs that I follow.

Ever wonder how extreme couponers save so much money? They spend a lot time matching up coupons with store sales.

Don’t have time to do this but still want to save money? Follow these extreme couponers and get the same deals that they get.

Continue reading at: http://www.livingrichlyonabudget.com/extreme-couponers-blogs

How to Build the Crucial $1,000 Emergency Fund

April 26th, 2011 at 10:49 pm

We all know that saving money is essential, but statistics tell us that most Americans don’t do it on a consistent basis. In fact, just prior to the economic collapse of 2008, personal savings rates were at all-time lows in the United States. Much of this was fueled by the property market bubble, which led people to believe that their homes could never depreciate.

Therefore, the ever-increasing value of their home equity each year, dis-incentivized people from saving money. Why save money every month, when home equity is building so strongly every

Continue reading at: http://www.livingrichlyonabudget.com/how-to-build-the-crucia...

I gave birth

April 25th, 2011 at 11:37 pm

I was away last week because I gave birth to my first child.

The whole birth experience was quite an ordeal, going in and out of the hospital, getting admitted to the hospital to be induced, under stressful circumstances, and then getting discharged 12 hours later, without giving birth, by someone who wasn’t my doctor.

Continue reading at: http://www.livingrichlyonabudget.com/i-gave-birth

Extreme Couponing Fraud

April 13th, 2011 at 07:35 am

Last week, TLC debuted its new series “Extreme Couponing“, featuring people who save extreme amounts of money using coupons. Deals like scoring hundreds of dollars worth of goods for as little as $10 were featured.

You can either be inspired or depressed after watching this show. How can the average person get these kinds of deals? The truth is they can’t.

Continue reading at: http://www.livingrichlyonabudget.com/extreme-couponing-fraud

Best Places to Find Coupons

April 12th, 2011 at 10:12 am

Do you like saving money on groceries, hair care products, makeup, medicine, and whatever else happens to be in your cart when you reach the checkout lane? Of course you do!

There are a variety of ways to save money on the items you purchase by using coupons. Once you start looking you will soon realize that coupons can be found all over the place! Here are a few places to start:

Continue reading at: http://www.livingrichlyonabudget.com/best-places-to-find-cou...

Photo Credit: kodomut

The 10 Most Walkable Cities in America

April 11th, 2011 at 09:55 am

Green is the new pink. It has become more fashionable to be eco-conscious and to take steps to reduce your carbon footprint. There’s no better way to reduce your carbon footprint than to increase the mark of your actual footprint – by walking, that is.

But if you live in the suburbs of a small state like I do, it can be nearly impossible to walk to the places I need to go. However, there are some great cities to live in that are well-known for their walking culture or their accessibility by walkers.

Continue reading at: http://www.livingrichlyonabudget.com/10-most-walkable-cities...

Photo Credit: DoctorWho

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