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When Should You Hire a Debt Relief Company?

May 9th, 2011 at 11:01 am

There are many reasons why you might be in debt, from over buying on a house to medical troubles. Regardless of the reason you are in debt, the question now is what you plan to do to get out of debt. There are many options, including bankruptcy. However, there are several reasons why bankruptcy should be your last resort...

Continue reading at: http://www.livingrichlyonabudget.com/when-should-you-hire-a-...

Graduating college is the beginning of debt for most...

April 8th, 2011 at 11:29 am

Many students start off their new life as a college graduate deep in student debt. Graduation day becomes a bittersweet event, marking the date when many parents expect their kids to stop depending on them financially. Suddenly, new graduates are launched into the world without parental support, or college subsidized housing...

Continue reading at: http://www.livingrichlyonabudget.com/debt-solutions-for-rece...

Photo Credit: j.o.h.n. walker

Repair Your Credit After Unemployment

April 6th, 2011 at 05:24 am

If you suffered unemployment for several months, there’s a chance your credit slipped during the time you were between jobs.

Even with an emergency fund, severance package, or unemployment benefits, some consumers simply don’t have enough money to pay for everything and often have to let go of some expenses.

Don’t get down on yourself for having bad credit and instead divert that energy to getting your credit back on track!

Continue reading at: http://www.livingrichlyonabudget.com/repair-your-credit-afte...

Photo Credit: Keith Williamson

How to Elimnate Debt Fast

April 5th, 2011 at 06:47 am

Getting rid of of credit card debt can take months, if not years, depending on the amount. If you are going to pay it off the honest way, without borrowing anymore money, how do you eliminate credit card debt fast?

First, start with these 5 ways to pay off debt faster. Set up a budget and cut spending. Then look for windfalls to help pay off credit card debt faster.

Continue reading at: http://www.livingrichlyonabudget.com/5-ways-to-eliminate-cre...

Photo Credit: SqueakyMarmot

Using a Strict Budget to Get Yourself Out of Debt

March 28th, 2011 at 11:39 am

Getting into debt is easy. Getting out of debt is the hard part. Aside from declaring bankruptcy or settling debt, which will both damage your credit, getting out of debt equires strict money management and sacrifices. If you can follow a strict budget, you can get out of debt and learn good money management skills that will help you avoid debt in the future and help you achieve your financial goals.

Continue reading at: http://www.livingrichlyonabudget.com/using-a-strict-budget-t...

Carnival of Personal Finance – Fun with Finance

January 24th, 2011 at 12:13 pm

This week, I hosted the Carnival of Personal Finance - Fun with Finance.

Check out the past week's collection of recent blog articles on personal finance, frugality, real estate, taxes, budgeting, credit cards, debt, saving, career, and business.

Continue reading at: http://www.livingrichlyonabudget.com/carnival-of-personal-fi...

How not to pay off debt

January 31st, 2010 at 03:23 pm

Here is a satirical look on what not to do to pay off debt.

Paid off a huge debt!

January 21st, 2010 at 01:18 pm

I am currently unemployed, yet my husband and I were able to pay off a massive debt. Here is how we paid off while living on only one income.http://www.livingrichlyonabudget.com/paid-off-huge-debt

Why you shouldn't get an internet loan

January 12th, 2010 at 02:55 pm

In these tough times, money is tight for a lot of us. Don't fall for an internet loan. http://www.livingrichlyonabudget.com/why-you-shouldnt-get-an...

Financial Lessons from Confessions of a Shopaholic

October 5th, 2009 at 04:07 pm

Just saw the movie "Confessions of a Shopaholic". It was a cute movie with financial lessons, surprisingly.

See my post:


7 Steps to Pay Off Debt

October 2nd, 2009 at 05:21 pm

I am starting a new blog, called "Living Richly on a Budget."

My first post is about paying off credit debt, loans, debt in collections. And I found a cool debt calculator that will calculate how to pay off all your debt.

Hope this helps you! http://www.livingrichlyonabudget.com/7-steps-to-paying-off-c...